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Dispelling Life Insurance Suicide Myth One of the most commonly believed life insurance myths out there today is that you can suicide or die without it. There are two main points of view on this. car insurance fullerton is that you can suicide because you will have no money to live on and so your family will suffer. The second belief is that you can suicide because your beneficiaries may never get anything if you do not have a policy. This article is going to look at these two main points of view and what you need to know to make an informed decision.    The first point of view is the most common. A lot of people think that if you are insured under your spouse's life insurance then in the case of a suicide attempt your spouse will still get their life insurance. This is wrong. In fact, in many states if you attempt suicide your loved ones may actually be sued for making financial loss out of you.    So what is the truth about suicide myths? The truth is you can't suicide because you won't have any money to live on. The truth also is that you can't suicide because your family will suffer from lack of money if you die. The third point of view is one that many people believe. They say that if you are insured under a life insurance policy then you don't have to bother with it because if you do happen to die your family will get whatever is left over.    What is the reason for people putting this view across? There are many reasons why people hold this view. Some of them are fear of losing everything. Others are afraid that if they don't have life insurance that their families will suffer because they won't be around to take care of them. And some simply say that they are just afraid that the government would take all the money intended for their families if they did commit suicide.    What are the facts of life insurance and a suicide myth? In fact, if you are suffering from depression or if your insurance company will not cover your medical bills, then you need life insurance. If you have a stable job and a decent income, then your family is better off without you. If you are able to work hard to support yourself, your family and even your dependents, then why would you consider suicide at all?    Many people believe that if they die young then their life insurance will provide for their dependents. This is another falsehood that you need to get out of your head. In fact, depending on the age of the person, your dependents might only get a fraction of what you would have provided for them if you had passed away older. You will be able to find a good deal of life insurance deals when you search online but don't go for the cheapest deal you come across first.    Another common belief surrounding a suicide is that if you have it then it is a guarantee that you are not going to suffer from depression in the future. Again, this is just another suicide myth that needs dispelled right away. To say that you will never suffer from depression because you already have a life insurance policy is simply ludicrous. You can easily change your life and learn how to handle life's challenges. Do not be fooled by life insurance companies that say that you cannot have problems with depression in the future because if you have any problems in the future, they will provide the money for you to be treated.    If cheapest sr22 insurance in sc want to know if you are likely to commit suicide or not, then the best way is to get some sort of life evaluation done. There is nothing better than getting the peace of mind from knowing that you are financially covered in case something terrible happens to you. If you are concerned about your financial situation and you think that there is no point in continuing to carry life insurance because you will end up paying too much, then you need to have a life evaluation done before you sign up for any insurance. By doing so, you will know exactly how much your life insurance premiums are and you will be able to budget them accordingly. Remember that this will always be an option if you have other means of paying your life insurance premiums because you will at least be able to save some money should something happen to you. So do not let life insurance myths keep you from enjoying all the benefits that it can give you.

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