Greetings. Small businesses often require funding to cover expenses such as equipment, inventory, and payroll. There are various types of small business loans, including SBA loans, micro loans, and lines of credit. Eligibility for a small business loan usually requires meeting certain criteria, such as having a solid business plan, a good credit score, and sufficient collateral, read more at americor financial reviews. Lenders may also consider the industry the business is in and how long it has been in business.